body {
	margin:0;
	background:#fff url(/images/75webbackground.jpg) repeat-x 50% 100%; 
	font:12px/18px Arial, Helvetica, sans-serif;
	min-width:901px;
}
form, fieldset {
	margin: 0;
	padding: 0;
	border-style: none;
}
img {
	border:0;
}
input, select {
	vertical-align: middle;
	font: 100% arial, helvetica, sans-serif;
}
a {
	color: #000;
	text-decoration: none;
}
a:hover {
	text-decoration: underline;
}
.accessibility {
	display:none;
}
#wrapper {
	width: 901px;
	margin: 0 auto;
	padding:5px 0 9px;
}
#header {
	width:100%;
}
#header:after {
	display:block;
	content:"";
	clear:both;
}
#header .holder {
	width:100%;
	overflow:hidden;
	padding:0 0 19px;
}
#header .holder .hold {
	float:right;
}
.logo {
	margin:5px 0 0 15px;
	float:left;
	display:inline;
	width:145px;
	height:86px;
	text-indent:-9999px;
	overflow:hidden;
}
.logo a {
	display:block;
	background:url(/images/epefculogo.png) no-repeat;
	height:100%;
}
.years{
	margin:5px 0 0 15px;
	float:left;
	display:inline;
	width:90px;
	height:83px;
	text-indent:-9999px;
	overflow:hidden;
}
.years a {
	display:block;
	background:url(/images/epefcu75.png) no-repeat;
	height:100%;
}
#header .holder .wrap {
	float:right;
	width:636px;
}
.item-nav {
	margin:0;
	padding:0;
	list-style:none;
	float:left;
}
.item-nav li {
	float:left;
	padding:0 20px 0 0;
}
.letter {
	float:left;
	padding:0 0 0 9px;
	background:url(/images/bg-letter-list-left.gif) no-repeat;
}
.letter ul {
	margin:0;
	padding:0 21px 0 12px;
	list-style:none;
	height:1%;
	float:left;
	background:url(/images/bg-letter-list-right.gif) no-repeat 100% 0;
}
.letter ul li {
	float:left;
	height:21px;
	padding:0 3px 0 0;
}
.letter ul li a {
	color:#fff;
}
.letter ul .small {
	font-size:12px;
	line-height:24px;
}
.letter ul .middle {
	font-size:14px;
	line-height:22px;
}
.letter ul .big {
	font-size:18px;
}
.ask {
	float:right;
	overflow:hidden;
	padding:34px 0 0;
}
.ask-text {
	float:right;
	width:168px;
	height:20px;
	overflow:hidden;
	padding:1px 15px 0;
	background:url(/images/bg-input-text-ask.png) no-repeat;
}
.ask-text input {
	background:none;
	border:0;
	width:100%;
	position:relative;
	z-index:100;
}
.ask-button {
	width:77px;
	height:21px;
	float:right;
	text-align:center;
	color:#fff;
	cursor:pointer;
	background:url(/images/button-ask.png) no-repeat;
}
#main-nav {
	margin:0;
	padding:0;
	list-style:none;
	height:1%;
	background:url(/images/bg-main-nav.png) no-repeat;
}
#main-nav:after {
	display:block;
	content:"";
	clear:both;
}
#main-nav li {
	float:left;
	font-size:14px;
	padding:0 0 0 2px;
	background:url(/images/separator1.gif) no-repeat;
}
#main-nav li:first-child {
	background:none;
}
#main-nav li a {
	float:left;
	padding:0 15px;
	line-height:34px;
	color:#fff;
	position:relative;
}
#main-nav .first {
	padding:0;
}
#main-nav .first a:hover {
	cursor:pointer;
	background:url(/images/bg-main-nav-rollover-first.png) no-repeat;
}
#main-nav .last {
	padding:0 0 0 2px;
}
#main-nav .last a {
	padding:0 0 0 13px;
	margin:0 8px 0 0;
	position:relative;
	cursor:pointer;
}
#main-nav .last a em {
	float:left;
	padding:0 7px;
	font-style:normal;
}
#main-nav .last a span {
	display:block;
	position:absolute;
	top:0;
	right:-8px;
	width:8px;
	height:34px;
	overflow:hidden;
}
#main-nav .last a:hover span {
	background:url(/images/bg-main-nav-rollover-last.png) no-repeat;
}
#main-nav li a:hover {
	text-decoration:none;
	background:url(/images/bg-main-nav-rollover.gif) repeat-x;
}
/* dropdown-list*/
#main-nav li .dropdown {
	display:none;
	width:195px;
	overflow:hidden;
	position:absolute;
	z-index:100;
	top:34px;
	left:2px;
	background:#2f5f8c url(/images/bg-top-dropdown-list.gif) no-repeat;
}
#main-nav li .dropdown ul {
	margin:0;
	padding:0;
	list-style:none;
	height:1%;
	overflow:hidden;
	background:url(/images/bg-bottom-dropdown-list.gif) no-repeat 0 100%;
}
#main-nav li:hover, #main-nav li.hover {
	position:relative;
}
#main-nav li:hover .dropdown, #main-nav li.hover .dropdown {
	display:block;
}
#main-nav li .dropdown ul li {
	line-height:31px;
	width:100%;
	overflow:hidden;
	margin:2px 0 -2px 0;
	background:url(/images/divider1.gif) repeat-x 0 100%;
}
#main-nav li .dropdown ul li a {
	padding:0 10px;
}
#main-nav li .dropdown ul li a:hover {
	background:none;
	text-decoration:underline;
}
#main {
	width:100%;
	overflow:hidden;
	padding:13px 0 0;
}
/* main-content-box */
#content {
	width:664px;
	float:right;
}
/* extra-content-info */
.extra-content {
	width:428px;
	float:left;
}
.extra-box {
	width:421px;
	overflow:hidden;
	padding:8px 0 0;
	margin:0 0 0 1px;
	background:url(/images/bg-top-extra-box.png) no-repeat;
}
.extra-box .wrap {
	height:1%;
	overflow:hidden;
	padding:8px 9px 0;
	background:#5a83ac url(/images/bg-extra-box.jpg) no-repeat 0 100%;
}
.extra-box .bottom-border {
	height:10px;
	overflow:hidden;
	background:url(/images/bg-bottom-extra-box.png) no-repeat;
}
.holder-swf {
	width:100%;
	overflow:hidden;
}
.holder-swf h2.heading {
	margin:0 0 2px;
	font-size:18px;
	line-height:18px;
	color:#136182;
	font-weight:normal;
}
.holder-swf a {
	color:#fe911b;
}


.holder-swf img {
	display:block;
}
/* added-box-info */
.added-box {
	width:428px;
	overflow:hidden;
	padding:6px 0 0;
	margin:5px 0 0;
	background:url(/images/bg-top-added-box.png) no-repeat;
}
.added-box .wrap {
	height:1%;
	overflow:hidden;
	padding:1px 11px 0;
	margin:0px 0 0;
	background:url(/images/bg-added-box.png) repeat-y;
}
.added-box .bottom-border {
	height:4px;
	overflow:hidden;
	background:url(/images/bg-bottom-added-box.png) no-repeat;
}
.added-box .holder-swf {
	margin:36px 0 0;
}
/* extra-bar-info */
.extra-bar {
	width:230px;
	float:right;
}
/* extra-bar-tabs */
.extra-bar .tabinfo li {
	padding:1px 0 0;
}
.extra-bar .tabinfo li .percentage {
	font-style:normal;
	padding:0 0 0 5px;
}
.extra-bar .tabset .tabs li a {
	padding:4px 10px;
}
/* extra-bar-account-box */
.info-box .account .calculator a {
	display:block;
	padding:0 0 0 51px;
	background:url(/images/account-calculator.gif) no-repeat 0 50%;
}
.info-box .account .newsletter a {
	display:block;
	padding:0 0 0 51px;
	background:url(/images/account-newsletter.gif) no-repeat 0 50%;
}
.info-box .account .email a {
	display:block;
	padding:0 0 0 51px;
	background:url(/images/account-email.gif) no-repeat 0 50%;
}
.info-box .account .sm a {
	display:block;
	padding:0 0 0 3px;
	
}
#badges {
	padding-top: 3px;
	padding-bottom: 3px;
}
.click {
	display:block;
	text-align:center;
	margin:3px 0 -5px;
	padding: 0 0 3px;
	position:relative;
	z-index:100;
}
.click a {
	color:#fff;
	font-weight:bold;
}
.click a:hover {
	text-decoration:underline;
}
/* sidebar-box */
#sidebar {
	width:230px;
	float:left;
}
.info-box {
	width:230px;
	overflow:hidden;
	padding:8px 0 0;
	margin:0 0 9px;
	background:url(/images/bg-top-sidebar-box.png) no-repeat;
}
.info-box .wrap {
	height:1%;
	min-height:67px;
	padding:0 10px;
	background:#5983ac url(/images/bg-sidebar-box.jpg) no-repeat 0 100%;
}
* html .info-box .wrap {
	height:67px;
	overflow:visible;
}
.info-box .bottom-border {
	height:10px;
	overflow:hidden;
	background:url(/images/bg-bottom-sidebar-box.png) no-repeat;
}
/* account-box */
.info-box .account {
	margin:0 0 -1px;
	padding:0;
	list-style:none;
	width:100%;
	overflow:hidden;
}
.info-box .account li {
	border-bottom:1px solid #6a97b2;
	line-height:40px;
	font-size:14px;
	background:#f0f4f7;
	padding:0 0 0 9px;
	color:#063d6c;
}
.info-box .account .key a {
	display:block;
	background:#f0f4f7 url(/images/account-key.gif) no-repeat 0 50%;
	padding:0 0 0 55px;
}
.info-box .account .card a {
	display:block;
	background:#f0f4f7 url(/images/account-card.gif) no-repeat 0 50%;
	padding:0 0 0 55px;
}
.info-box .account .folder a {
	display:block;
	background:#f0f4f7 url(/images/account-folder.gif) no-repeat 0 50%;
	padding:0 0 0 55px;
	
}
.info-box .account .open a {
	display:block;
	background:#f0f4f7 url(/images/account-open.gif) no-repeat 0 50%;
	padding:0 0 0 55px;
}
.info-box .account .routing {
	background:#a3c0d0;
	font-size:12px;
	line-height:35px;
}
.info-box .account .routing2 {
	background:#a3c0d0;
	font-size:12px;
	line-height:10px;
}

.info-box .account li a {
	color:#063d6c;
}
.select-additional {
	width:100%;
	overflow:hidden;
	margin:11px 0 2px;
}
.info-box .additional {
	width:210px;
	color:#505050;
	font-size:11px;
}
/* find-box */
.find {
	height:1%;
	overflow:hidden;
	padding:6px 0 8px;
	margin:0 0 -12px;
}
.find .row {
	width:100%;
	overflow:hidden;
	padding: 0 0 12px;
}
.find-text {
	float:left;
	width:141px;
	padding:3px 3px 3px 7px;
	background:#fff;
	border:0;
	font-size:11px;
	color:#505050;
	word-spacing:-1px;
}
.submit {
	float:right;
	width:51px;
	height:20px;
	overflow:hidden;
	text-align:center;
	color:#fff;
	cursor:pointer;
}
.submit span {
	display:block;
	height:20px;
	line-height:20px;
	background:url(/images/button-submit.png) no-repeat;
}

.btn-go{
	position:relative;
	margin-left:5px;
	float:left;
	width:42px;
	border:none;
	background:none;
	color:#fff;
	height:21px;
	cursor:pointer;
}


/* tabset-box */
.tabset {
	width:207px;
	overflow:hidden;
	border:1px solid #063d59;
}
.tabset .tabs {
	margin:0;
	padding:0;
	list-style:none;
	width:102%;
	overflow:hidden;
	border-bottom:1px solid #111112;
}
.tabset .tabs li {
	float:left;
	
}
.tabset .tabs li a {
	float:left;
	color:#fff;
	background:#5983ac url(/images/bg-tab.gif) repeat-x 0 100%;
}
#sidebar .tabset .tabs li a {
	padding:4px 35px;
}
.tabset .tabs li a:hover, .tabset .tabs li a.active {
	background:#396d9f url(/images/bg-tab-rollover.gif) repeat-x 0 100%;
	text-decoration:none;
}
.tabinfo {
	height:1%;
	padding:0 13px 0 9px;
	overflow:hidden;
	background:#f2f6f9;
}
.tabinfo ul {
	margin:0;
	padding:1px 0 4px;
	list-style:none;
	width:100%;
	overflow:hidden;
}
.tabinfo ul li {
	padding:1px 0 9px;
}
.tabinfo ul li .heading-text {
	color:#082b3e;
	text-decoration:underline;
	font-weight:bold;
	line-height:28px;
	padding:0 0 0 1px;
}
.tabinfo ul li .heading-text:hover {
	text-decoration:none;
}
.tabinfo ul li .date {
	display:block;
	font-style:normal;
	color:#082b3e;
	font-size:11px;
	margin:-6px 0 0;
}
.tabinfo ul li p {
	margin:0;
	color:#205c7c;
	line-height:16px;
}
.tabinfo .more {
	display:block;
	text-align:right;
	margin:-5px 0 0;
	padding:0 0 6px;
}
.tabinfo .more a {
	color:#001c2b;
	padding:0 0 0 11px;
	background:url(/images/bullet1.gif) no-repeat 0 50%;
}
/* inner-page */

/* main-container */
.main-content {
	width:660px;
	overflow:hidden;
	padding:7px 0 0;
	margin:0 0 0 4px;
	background:url(/images/bg-main-content-top.png) no-repeat;
}
.main-content .wrap {
	background:#5a84ad url(/images/bg-main-content.jpg) no-repeat 0 100%;
}
.main-content .border-bottom {
	height:10px;
	overflow:hidden;
	background:url(/images/bg-main-content-bottom.png) no-repeat;
}
.shadow-box {
	width:652px;
	overflow:hidden;
	margin:0 0 0 4px;
}
.shadow-box .hold {
	height:1%;
	overflow:hidden;
	padding:0 4px 0 5px;
	background:url(/images/bg-shadow-box.png) repeat-y;
}
.shadow-box .shadow-border {
	height:5px;
	overflow:hidden;
	background:url(/images/bg-shadow-box-bottom.png) no-repeat;
}
.shadow-box a {
	color:#06283a;
}
/* breadcrumbs */
.breadcrumbs {
	margin:0;
	padding:16px 0;
	list-style:none;
	height:1%;
	overflow:hidden;
	background:#e6f6fe url(/images/bg-breadcrumbs.gif) repeat-x 0 100%;
}
.breadcrumbs li {
	float:left;
	overflow:hidden;
	background:url(/images/bullet3.gif) no-repeat 0 50%;
	padding:0 11px 0 21px;
	font-size:20px;
	color:#06283a;
	line-height:24px;
}
.breadcrumbs li:first-child {
	background:none;
}
.breadcrumbs li a {
	display:block;
	letter-spacing:2px;
	text-decoration:underline;
}
.breadcrumbs li a:hover {
	text-decoration:none;
}
/* info-container */
.info-container {
	height:1%;
	overflow:hidden;
	padding:14px 25px 33px 19px;
}
/* sub-content */
.sub-content {
	height:1%;
	overflow:hidden;
}
.sub-content .heading {
	margin:0 0 2px;
	font-size:18px;
	line-height:18px;
	color:#136182;
	font-weight:normal;
}
.sub-content p {
	margin:0;
}
.sub-content p a {
	color:#4A7CA3;
}

.sub-content ul li a {
	color:#4A7CA3;
}

.tool-list {
	margin:0;
	padding:18px 0 15px 3px;
	list-style:none;
	height:1%;
	overflow:hidden;
}
.tool-list li {
	padding:0 0 0 10px;
	background:url(/images/bullet2.gif) no-repeat 0 50%;
}




.rate {
	width:100%;
	margin:6px 0 57px;
	border-collapse:collapse;
}
.rate td, .rate th {
	text-align:center;
	line-height:22px;
}
.rate td:first-child, .rate th:first-child {
	text-align:left;
}
.color {
	background:#e3f0f7;
}
.button-sign {
	display:block;
	height:41px;
	padding:0 0 0 10px;
	color:#fff !important;
	cursor:pointer;
	font-size:18px;
	background:url(/images/button-sign-left.gif) no-repeat;
}
.button-sign span {
	float:left;
	padding:0 40px 0 30px;
	line-height:41px;
	background:url(/images/button-sign-right.gif) no-repeat 100% 0;
}
/* sub-bar */
.sub-bar {
	width:209px;
	float:left;
	margin:0 22px 0 0;
}
.sub-bar .holder {
	padding:10px 4px 0 0;
	background:url(/images/bg-sub-bar.gif) repeat-y;
	border-right:1px solid #d4d4d4;
	border-bottom:1px solid #d4d4d4;
	overflow:hidden;
	height:1%;
}
.sub-bar .heading {
	padding:0 0 0 10px;
	font-size:15px;
	color:#1d4767;
}
.obtain {
	margin:0;
	padding:2px 0 0 12px;
	list-style:none;
	min-height:283px;
	overflow:hidden;
	border-bottom:5px solid #fff;
}
* html .obtain {
	height:283px;
	overflow:visible;
}
.obtain li {
	padding:0 0 0 13px;
	line-height:26px;
	background: url(/images/bullet2.gif) no-repeat 0 50%;
}
.obtain li a {
	text-decoration:underline;
}
.obtain li a:hover {
	text-decoration:none;
}
.frame-image {
	width:207px;
	overflow:hidden;
	margin:7px 0 0;
	border:1px solid #d4d4d4;
	min-height:85px;
}
* html .frame-image {
	height:85px;
	overflow:visible;
}
.frame-image img {
	display:block;
}
/* footer-box */
.holder-footer {
	width:100%;
	overflow:hidden;
	margin:-13px 0 0;
}
.holder-footer .border-top {
	height:13px;
	overflow:hidden;
	background:url(/images/bg-footer-top.png) repeat-x;
}
.holder-footer .wrap {
	width:100%;
	overflow:hidden;
	background:#062739;
}
#footer {
	width: 888px;
	overflow:hidden;
	margin:0 auto;
	min-height:137px;
	color:#3e769c;
	padding:6px 0 0;
}



.footer-nav {
	margin:0;
	padding:13px 5px 7px 13px;
	list-style:none;
	width:105%;
	overflow:hidden;
	/*background:#b5bfc4 url(/images/bg-footer-nav.gif) repeat-x 0 100%;*/
}
.footer-nav li {
	float:left;
	padding:0 14px 0 0;
}
#footer .holder {
	float:left;
	width:888px;
}
#footer .holder p {
	margin:0;
	font-size:10px;
	line-height:14px;
}

#footer .holder a {
color:#3e769c;
text-decoration:none;
}


.holder-grown {
	float:left;
	width:800px;
	padding:5px 0 0;
	margin:0 6px 0 0;
	overflow:hidden;
	text-align:center;
}
.holder-grown .grown {
	display:block;
	font-size:12px;
	font-weight:normal;
	color:#3e769c;
	padding:10px 0 0;
}


/* FAQ Searchbar */
#searchwrapper {
	width:348px; /*follow your image's size*/
	height:46px;/*follow your image's size*/
	background-image:url(/images/searchbar.png);
	background-repeat:no-repeat; /*important*/
	margin-top:0px;
	margin-bottom:0px;
	margin-left:0px;
	margin-right:0px;
	position:relative;/*important*/
	float:right;
	padding:0px;
}
 
#searchwrapper form { display:inline ; }
 
.searchbox {
	border:0px; /*important*/
	background-color:transparent; /*important*/
	position:absolute; /*important*/
	top:12px;
	left:68px;
	width:230px;
	height:20px;
}
 
.searchbox_submit {
	border:0px; /*important*/
	background-color:transparent; /*important*/
	position:absolute; /*important*/
	top:6px;
	left:285px;
	width:46px;
	height:30px;
}