Account Related Fees

Account/Balance inquiry fee (except with MARS, Online, or Mobile Banking):

$2.00 each

Account reconciliation fee

$15.00 per hour

Account with no activity for 6 months and falls below Par Value

$15.00

ACH insufficient funds fee

$25.00 each

Balance less than par value of a share

$5.00 per month

Bill Pay

$5.95 per month

Check deposited returned unpaid fee

$5.00 (1st time)/$25 After first (all other)

Check Cashing Fee

$3.00 per check/increments of $500

Closed account fee (less than six months)

$15.00 each

Current month statement (printed copy)

$1.00 each

Dormant Account Fee Assessed at Time of Escheatment

$5.00 per month

Check copy fee

$5.00 each

Check insufficient funds fee

$25.00 each

Legal Process Compliance

$20.00 hour plus reproduction expenses

Money Market Account returned fee for exceeding withdrawal limitations

$20.00 each

Overdraft transfer fee

$1.00 each

Overdraft Privilege

$25.00 each

Par Value of One Share (Savings Account)

$15.00

Premier Account below minimum balance fee

$6.00 monthly

Verification of Deposit

$20 each

Returned mail fee

$5.00 per statement

Statement copy

$5.00 each

Stop payment order fee

$25.00 each

Transfers between accounts (except with MARS, Online, or Mobile Banking):

$2.00 each

ATM Related Fees

ATM fee assessed for each transaction at ATMs we don't own or operate

$2.00 each

ATM Insufficient fund withdrawal fee

$25.00 each

Wire Transfer Related Fees

Incoming wire transfer fee

$2.50 each

Outgoing wire transfer fee - within the U.S.

$10.00 each

Outgoing wire transfer fee - outside the U.S.

$25.00 each

Western Union wire transfer fee - within the U.S.

$15.00 each

Western Union wire transfer fee - outside the U.S. and under $500

$25.00 each

Western Union wire transfer fee - outside the U.S. and over $500

3% of wire

Miscellaneous Service Fees

Reset Online Password (First 2 resets free) $2.00 each

Cashier's Check fee

$3.00 each

Collection item fee

$15.00 each

Money Order fee

$2.00 each

VISA CheckCard replacement fee

$5.00 each

Gift Card

$3.00 each

Loan Late Fee (after 10 days)

$25.00

The rates and fees appearing with this Schedule are accurate and effective for accounts as of the last dividend declaration date indicated on this Truth-and-Savings Disclosure. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union at 593-5866.


Need an answer?
Please contact us by phone at (915) 593-5866 or toll free at 1-888-373-3281, through email or stop by one of our branch locations for more information about our convenience options.

 

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